MLB Financial LLC dba The Rate Shop Privacy Policy
MLB Financial LLC dba The Rate Shop ("The Rate Shop") values the privacy of individuals who apply for a mortgage loan or utilize our mortgage services. This Privacy Policy describes how we collect, use, and share personal data. Please review carefully.
Information We Collect We collect personal data to provide you with the mortgage-related services you have requested. The types of personal data include:
Contact data (such as name, mailing address, email address and phone numbers)
Social Security numbers
Income and assets
Credit history and credit scores
Bank account and transaction data
Other financial information provided to apply for a mortgage
How We Use Collected Information The personal data we gather is used for mortgage-related business purposes including:
Processing mortgage loan applications
Verifying information and making eligibility determinations
Performing credit checks and underwriting procedures
Completing transactions and providing loan servicing
Maintaining records as legally required
Providing customer service communications
Data Sharing and Disclosure We do not sell personal data to third party marketers or advertisers. We only share data with business partners assisting us in processing mortgage-related services, such as lenders, servicers, underwriters and payment processors. Data may also be provided to regulatory bodies as legally required.
Data Security and Retention We utilize appropriate physical, electronic, and procedural safeguards to ensure personal data remains secure. Data is only retained for the period necessary to fulfill the purposes outlined in this Privacy Policy unless longer retention is required by law.
Your Privacy Choices and Rights You may contact us at any time to limit the sharing of personal data, access the data we have collected, or correct inaccuracies. You may also request the deletion of your data by contacting mike@theinterestrateshop.com.
Updates to Privacy Policy We may occasionally update this Privacy Policy to reflect changes in data practices. You will be notified of amendments through email or via notice on our website.
Contact Information If you have any privacy-related questions or comments related to this Privacy Policy, please contact us at mike@theinterestrateshop.com.