The Rate Shop · Client reviews
A mortgage is personal.
Your experience should be, too.
See what clients say about working with Mike Baker—from getting clear answers to having someone in their corner through closing.
Mortgage guidance for homebuyers and homeowners in Kansas and Missouri.
Mike Baker · Mortgage Loan Originator · NMLS #259076
Recent Google review highlights
Clear guidance. Real experiences.
Home purchases, refinances, and trusted referrals—in the reviewers’ own words.
The full picture, directly from Google
Read every review. See the latest.
Explore the complete collection, including new reviews as they are posted. Choose “Newest” on Google to start with the most recent.
★★★★★
“He was patient, covered all my questions and was very responsive. The entire process was very simple and the closing was super quick and easy.”
★★★★★
“Wow. Mike Baker knows his stuff. Just finished a refinance and the communication and process was really really good.”
★★★★★
“He has great rates, communicated very well, always ready to respond back to me and would definitely use him again in the future!”
★★★★★
“Mike helped guide him through his financing options and helped my client move forward with an awesome new property, built from the ground up!”
★★★★★
“We are so grateful for his wealth of knowledge, calming and positive demeanor and ability to tailor our loan to what we needed and wanted!”
★★★★★
“Mike is a fantastic lender! he is extremely knowledgeable in his market and a great resource for any buyer.”
The experience behind the words
Questions welcomed. Options explained.
Understand your options.
Talk through the payment, cash needed, and tradeoffs in everyday language.
Know your next step.
Work directly with Mike on questions, documents, and the path toward closing.
Start with what matters.
Build the conversation around your budget, timing, and plans—not just a rate.
More client perspectives
Every move has a story.
Additional testimonials shared on The Rate Shop’s website.
“My husband and I will always be grateful for everything he did to help find us with our loan to purchase our dream home. We will never recommend anyone else.”
“Mike is a professional that absolutely knows the mortgage and real estate industry inside and out.”
“Unbelievably great experience in an industry it's easy to 'feel like a number'. Mike has great passion for solutions!”
“We've used Mike with every home purchase & we appreciate the business man he is. We are more than just a customer to him--we're friends. Highly recommend.”
“He was there from start to finish for us. I would definitely recommend Michael Baker and his team to anybody.”
“Mike secured industry-low interest rates, somehow got us incredibly low closing costs, and was able to waive the appraisal.”
“Michael was nothing but exceptional during our home-buying process. He was knowledgeable, kind, informed, and timely. Might be the best communication I've had with a company overall. We couldn't have asked for a better experience!”
Your next chapter
Let’s talk about your mortgage.
Buying your first home, planning your next move, or considering a refinance? Bring your questions. We’ll start with your goals and work through the options together.