Mortgage Market Update for Friday, December 5th, 2025
By Mike Baker · Mortgage Loan Originator · NMLS #259076
Originally published December 5, 2025 · Updated September 29, 2026 · Kansas & Missouri
Looking for current market information?
Open the current Rate Shop market newsletter and check its publication date. The external feed changes over time, and market averages are not a quote for your loan.
Pair national headlines with local context
A mortgage headline and a county housing report answer different questions. One may discuss financing conditions; the other describes homes listed or sold in a particular place and period. Neither determines what a specific home is worth or what payment fits your household.
For a dated local snapshot, read our October 2025 Johnson County report or October 2025 Jackson County report. Each links to its original source. For newer housing data, use KCRAR’s current market reports.
Before your next purchase
- First home: Set a comfortable payment and a cash cushion, then compare your loan options.
- Next home: Map out the sale proceeds, down payment, and possible overlap between two homes.
- Active offer: Coordinate financing deadlines with your real estate agent and loan originator.
I can help turn your financing questions into a purchase plan for Kansas or Missouri. We will focus on your numbers and timing, rather than treating a market forecast as a promise.
Keep exploring
- Renting versus buying in Kansas City
- FAQ: Should I buy now or wait?
- Follow the mortgage roadmap
- Explore loan options
Mike Baker · The Rate Shop · 913-213-3335 · mike@rateshopkc.com
Educational information, not a commitment to lend. Eligibility, costs, and terms vary by borrower, property, program, and lender.
